Affirm and Shopify Expand Partnership to Canada and Other Markets

Affirm and Shopify have announced the expansion of their long-term partnership, extending their collaboration beyond the U.S. market.

Affirm will remain the exclusive “buy now, pay later” (BNPL) service provider for Shop Pay Instalments in the United States and will continue to hold the same role in Canada. Additionally, the two companies plan to further expand internationally, with the U.K. set to become a key target market for future growth.

A Shopify representative stated that, given Affirm’s successful track record in the United States, this expansion is a natural step forward. He emphasized that Affirm’s technology and transparency align with Shopify’s goals, making it an ideal partner to support merchants in new markets.

Expansion to Canada and Future Markets

In the coming months, eligible Shopify merchants in Canada will gain access to Shop Pay Instalments powered by Affirm. Qualified consumers will be able to choose biweekly or monthly installment plans, with repayment terms of up to 24 months and interest rates as low as 0% APR. Affirm has also stated that there will be no late fees or hidden charges for users.

Affirm officials reflected on their first collaboration with Shopify five years ago, highlighting its role in providing merchants with more flexible payment options. They noted that this service has been widely adopted in the U.S., and that merchants worldwide have shown interest in utilizing this payment solution to drive business growth.

According to the official press release, since Shop Pay Instalments launched in the U.S. in 2021, the service has been adopted by millions of consumers and integrated across Shopify’s vast merchant network. The current expansion aims to replicate this success in global markets.

Collaboration with FIS and Future Plans

In February 2025, Affirm also partnered with FIS (Fidelity National Information Services, Inc.), a global financial services provider, to offer integrated buy now, pay later (BNPL) solutions for debit card-issuing banks and their customers. Through this initiative, FIS’s debit card processing banks will be able to seamlessly integrate Affirm’s BNPL services into their existing debit card programs.